Homeowners insurance doesn't cover flooding.

Flood insurance covers flooding.

There are lots of reasons to be insured against flooding.

• Flooding is the #1 natural disaster.
• Flood damage is not covered by most homeowners insurance.
• 25% of flood claims are filed by people living in low-to-moderate risk areas.
• In high-risk areas, 1 in 4 homes will experience a flood over the course of a 30-year mortgage.
• Only 2 inches of water in your home can cost $7,800 or more in damage.
• Disaster assistance--if it's available--is usually a loan you must repay with interest.
• Flood insurance is mandatory if you live in a high-risk area and have a mortgage from a federally regulated lender.