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Every small business in Auburn, WA is at risk, even before the ribbon is cut with laughably large scissors for the grand opening. From office supplies to your equipment to your merchandise, and everything else in between, you stuff needs to be insured. Not having the proper insurance can leave you and your business in the ground—literally. If your business succumbs to the ferocity of fire or the power of a storm, it could be left no different than the ruins of Machu Picchu (only without the historical significance). Here are three kinds of insurance policies all businesses should have to keep them from announcing an embarrassing Grand Re-Opening.

  1. Property Insurance: If you own a physical space in which you conduct business—from a building to a home office—you need this coverage. It will protect you from fires, vandalism, theft, storm damage, smoke damage, etc. Even if you rent, you need property insurance to protect your equipment, inventory, etc.
  2. Workers’ Compensation: If your employee gets injured in the workplace, it could be you that suffers the most with a hefty lawsuit coming your way. With workers’ comp, you assure the lawsuits stay at bay and show your employee you care by having the policy to cover lost wages and medical bills. (Plus, it’s legally required.)
  3. General Liability: Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damage coverage if you or your employees cause or are alleged to have caused bodily injury or property damage to a third party.

You put countless hours worth of blood, sweat, and tears into your business, which is why a quality business insurance policy is exactly what you need. Contact us to learn how you can safeguard your hard work with business insurance for your small business.

Posted 2:12 PM

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