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General liability insurance in Auburn, WA is here to protect your business from pesky lawsuits that could have the potential to shut its doors permanently.

If you’re in business, then you already know that your personal liability insurance won’t cover losses that are related to your business activities. You may think you’re the most careful business owner, but some things are out of your control. What if you, your product/service, or an employee causes, or is alleged to have caused, bodily injury or property damage to a third party?

An expensive lawsuit could wipe you off the face of the business map before you are able to build a name for yourself. Business general liability insurance in Auburn, WA is exactly what you need to cover these kinds of risks that pose real threats to your business.

Whatever can go wrong, could.

Protection against claims for bodily injury and property damage that occur on your premises or from your products is something all business owners need. You never know what’s around the next corner.

These policies can be written on an occurrence basis or a claims-made basis. If the policy is on an occurrence basis, the insurance company will pay claims only for damage or injury that happens while your policy is in effect. If, however, the policy is written on a claims-made basis, the insurance company will pay claims filed during the time the policy is in effect, no matter the time the incident actually occurred.

Checking your policy for exclusions is a must. You don’t want to be caught off-guard when you think you’re covered for something but, as it turns out, you’re not. Things to check are pollution, environmental liability, manufacturers and contractors insurance, and product liability insurance.

Contact HBT Insurance, your independent insurance agency, to learn how you can cover your liability with Auburn, Washington business insurance.

Posted 12:09 PM  View Comments

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